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IIC RIBO-Level-1 Exam Syllabus Topics:

Topic	Details
Topic 1	Travel Health: Deals with travel medical insurance, including coverage for emergencies, eligibility, exclusions, and policy conditions for travelers.
Topic 2	General Insurance and Industry Knowledge: Covers the fundamentals of insurance principles, policy structure, regulatory environment, and the roles of key stakeholders within the insurance industry.
Topic 3	Personal Lines Automobile: Explains automobile insurance basics such as coverage types, accident benefits, liability, and policy regulations for personal vehicles.
Topic 4	Personal Lines Habitational: Focuses on residential insurance including property coverage, risks, policy types, and protection for homeowners, tenants, and dwellings.
Topic 5	Commercial Lines: Covers insurance solutions for businesses, including property, liability, and risk management tailored to commercial operations.

Reference: https://www.ribo.com/getting-a-license/individual-licenses/new-applicants/examinations/level-1-entry-level-broker-exam/

IIC RIBO Level 1 Entry-Level Broker Sample Questions:

Question #1

Simon's spouse was riding the family's watercraft when it hit a swimmer. The watercraft is 3 meters long and has a 16 Horse Power Motor and it's not scheduled under their personal property insurance. As a result of the accident, Simon is being sued for medical expenses and minor injuries that the swimmer sustained. Does Simon have coverage under their property insurance and why?

A. No, as Simon's property coverage does not extend to his spouse.
B. Yes, as liability is automatically extended to personal watercrafts regardless of the watercraft's horse power.
C. Yes, as liability is extended to watercrafts of this length with horse power of 16 or less.
D. No, as watercrafts with a horse power motors of 16 or more are not included under this policy.

Reveal Solution Discussion 0

Correct Answer: C 🗳️